No one knows what lies ahead. But that doesn't mean you can't plan for it. With life insurance and ill health protection, you can make sure your family is protected, even if you're unable to provide for them.
We can help you understand different types of cover and explain how much you need in place should you be too ill to work or if you die. It's not an easy thing to think about but should the worst happen, your family will be glad you did.
In simple terms
Life protection, life assurance or life insurance is cover which pays out and protects the people who would be affected most if you were to die. It's cover that will enable them to carry on living in the same way they would have done if you were still alive.
Similarly, ill health protection will provide your family with an income if you're unable to work due to a serious or critical illness. It can cover mortgage payments, school fees and just keep everything on an even keel until you're able to start earning again.
With in-depth experience of all types of cover, we can assess your family situation and advise you on the level of cover you need to ensure life can go on as normal, whatever it throws at you.
We only have your best interests at heart and are completely independent. That means we'll give you all the information you need and then help you decide the best way forward - with no hard sell or any hidden agendas.
And because we build relationships that last, we'll always be on hand to review your policies and make sure they carry on being relevant and suitable for your financial situation. At every step of the way, we'll explain everything as simply as we can and make sure you understand all the plans you're putting in place. After all, it's your life so you should be the one in control of it.
"We know that Citywide really understands us and it works really well. They really care for both us and our children.
We feel happy, secure and confident we are working towards an end goal and that it is achievable. We can retire when we want and live life the way we want.
It gives us great reassurance to know that we are achieving what we set out to achieve.”
Susan & David Cope Financial Planning Clients