As dedicated systematic investors [1], we constantly strive to enhance our approach, ensuring it aligns optimally with our financial objectives. In recognition of the inherent unpredictability of short-term market movements, we resist the urge to time …
All together now: Costs really matter. The late, great Jack Bogle – the founder of Vanguard and the grandfather of index investing – left us all with a simple mantra that he repeated almost every time he wrote an article or gave an interview: “Costs ma …
People will have different feelings about the removal of Covid restrictions – is there a protocol for how to behave in this new, ‘new normal’?
It’s a debate that has been raging for decades. When it comes to investing, is it best to take an active or passive approach? And what is likely to bring about the best returns? These are questions that every investor, wealth manager or portfolio manag …
When you started your business all those years ago, probably the last thing on your mind was how it would continue when the time came to retire or leave the business for other reasons. The truth is, everyone plans how to get into business, but very few …
No matter how old they are, your children will always be your children. That basic instinct to help and protect them never goes away – and it’s only natural to want to do all you can to help them get on in life. But balancing that with your own financi …
Retirement isn’t what it used to be. For many people these days, it’s not about winding down, it’s about finally having time to do all the exciting things that are still on the bucket list. So when it comes to planning for your ‘golden years’, it’s imp …
If you have children, you’re probably considering if you should pass on some of your wealth to them now, rather than wait until they inherit everything. Figures show that the next generation stands to inherit more than £293bn overall, but that on avera …
It’s no surprise that Covid-19 will have far-reaching consequences for the global purse. The pandemic has already changed our spending habits. Saving is back in fashion – although largely because we haven’t really had anything to spend our money on! T …
In mid-February the Treasury announced that “To allow for more transparency and scrutiny, documents and consultations that would traditionally be published at a Budget will be published on 23 March”. It was far from clear what would, or would not, emer …
Stress flows into our bucket constantly. If we have good coping mechanisms, we can open a tap at the bottom of the bucket and let some stress flow out.
Where once sustainability was a bit of a niche concept, these days it’s something that most businesses strive for. Indeed, in a 2019 Harvard Business Review study of 1,000 global leaders, it was reported that 99% of CEOs now believed that sustainable i …
Nothing says ‘budget’ quite like the sight of the Chancellor of the Exchequer proudly holding aloft the iconic red box. To the casual observer, the first Budget of 2021 appeared to have been fully revealed before the Chancellor even reached the despatc …