As dedicated systematic investors [1], we constantly strive to enhance our approach, ensuring it aligns optimally with our financial objectives. In recognition of the inherent unpredictability of short-term market movements, we resist the urge to time …
Learn tips that could improve your mindset and help you reach your goals with these popular TED talks. TED started as a conference where ideas about technology, entertainment, and design converged in 1986. Today, the online platform boasts a huge numbe …
Over the last year, interest rates have increased from historic lows. Fixed-rate mortgage payers that have been shielded from the rises so far could find their outgoings rise if their deal ends in 2023. The Bank of England increased its base interest r …
You have until 5 April 2023 to make the most of your ISA allowance for the current tax year. If you want to boost your savings or investments, adding more to your ISA could make sense. For the 2022/23 tax year, you can add up to £20,000 to adult ISAs. …
Are you worried about Inheritance Tax (IHT) or how you’ll pass on your wealth to loved ones? For some people, pensions can provide a way to tax-efficiently leave wealth to family. Here’s what you need to know. While IHT currently affects around 1 in 20 …
Soaring costs could mean that retirees face a shortfall if they haven’t considered the impact of inflation when planning for retirement. One of the areas you may have overlooked is how the cost of care has changed. While needing care or support later i …
The economic challenges of 2022 affected the property market, from rising interest rates to reluctant buyers causing demand to fall. Here’s what happened in the property market last year, and how it could affect you in 2023. Interest rates soared and p …
While it can be tempting to actively monitor and manage your investments, taking a back seat could lead to better outcomes. There’s a saying that “the best investors are dead” because they’re not tempted to try and time the market. Daily movements mean …
A blockbuster film might seem like an unlikely source for financial planning lessons. Yet, there are some surprising things you can learn from director James Cameron’s approach to the Avatar sequel, Avatar: The Way of Water. The first Avatar film hit s …
“Lifestyling” is a common way to protect your pension wealth as you near retirement. Yet, as retirement becomes far more flexible, is it something that’s still appropriate for modern workers? Read on to find out what it means and if it’s something you …
Retirement is a milestone that’s often greeted with celebration. But what do you need to do to be happy during your later years? Research has revealed that it’s experiences, rather than material items, that are important. A survey from Royal London fou …
2022 ended with uncertainty and volatility that’s persisted for much of the year. Read on to find out what happened in December and how it affected investment markets. Looking ahead, uncertainty is likely to be something investors will need to negotiat …
The festive season is almost here, and it’s the perfect time to stay in the warmth and get out board games. Whether you’re planning a cosy night in with your partner or having your family over for party games, these excellent options will guarantee a f …