As dedicated systematic investors [1], we constantly strive to enhance our approach, ensuring it aligns optimally with our financial objectives. In recognition of the inherent unpredictability of short-term market movements, we resist the urge to time …
All investors know that they need to take risks in order to achieve returns higher than cash. If you asked ten investors if equities were more risky than cash, most would agree; but that depends on how one understands risk. The investment industry has …
In an industry used to seeing steady inflows of customers, it must come as something of a shock to discover that $340.1 billion of client money walked out of the doors in 2016. But this is precisely what happened to actively managed US funds in 2016. I …
The fifth edition of the Wealth Adviser Awards, presented on 19 May in London, brought together the leading names in the wealth management industry to celebrate the achievements of the best performing wealth managers and advisers in 2017. The awards we …
With the world holding its breath for the next Trump tweet on North Korea, with Britain fighting its own EU Brexit and France entering a new era of politics it would be easy to think that the only outcome of all these events is going to be catastrophe …
As dawn breaks, the morning light reveals yet another political gamble that has not paid off. The UK has a hung Parliament, with no party holding an absolute majority. Such is the unpredictability of a parliamentary democracy. If you ask the people …
Over the long run, the market has provided substantial returns regardless of who lives at Number 10. Next month’s snap election is the first national vote in the UK since the EU referendum. While the election’s outcome and overall impact are unknown, t …
We’ve put together an infographic to show the results of Dimensional’s recent investor survey. We were especially pleased to see that 100% of our clients would recommend us. Thank you to all of our clients that took part: If you have any questions or w …
If you are one of the millions of people in the UK who could do with improving their overall financial “fitness”, take a look at what’s happening during Financial Planning Week. It’s a consumer awareness campaign which helps you take some simple steps …
History tells us that a market index being at an all-time high generally does not provide actionable information for investors. This aligns with our philososphy at Citywide to take a long term approach to investing. Below our investment partners Dimens …
Why the brand refresh? At Citywide we’re committed to creating a sustainable business that will grow with the generations to come. Over the last few years, we’ve spent time furthering our knowledge and deepening our client relationships, and we wanted …
Philip Hammond Delivers his budget at a pivotal moment for the UK as it readies itself to begin the process of leaving the EU. The Chancellor of the Exchequer, Philip Hammond, delivered his first Budget against a backdrop of a more-buoyant-than-expecte …
An article on diversification from our investment partners: It is generally accepted that diversification is a good thing for investors. One reason is that holding many different assets reduces the volatility (or variability of returns) of your portfol …