As dedicated systematic investors [1], we constantly strive to enhance our approach, ensuring it aligns optimally with our financial objectives. In recognition of the inherent unpredictability of short-term market movements, we resist the urge to time …
Even in 2019, Environmental, Social and Governance considerations (ESG) still bring with them a lingering, unspoken fourth word – ‘compromise’. Sustainable and ethical investment has long struggled with the idea that investing in line with your own mor …
At Citywide our goal is to help you to meet yours. That means the strategy we build together is borne out of listening to you, understanding where you want to be and setting out a roadmap to get you there. It’s a direct partnership, between you and us. …
We’re the masters of our own minds, except when we’re not. What about the times we buy things we don’t really want, or give to charities we had no intention of giving to? What causes us, when we’re primed to say ‘No’ to somehow end up saying ‘Yes’? In …
As a business owner it can sometimes feel like you’re responsible for the financial affairs of two people. Along with your own money matters, there’s a whole other legal entity that requires close attention – in the shape of your company. It needs inve …
The word ‘genius’ is something of a paradox these days – in entertainment, it’s thrown around so liberally that it almost loses its value altogether, but not so in business. Here the word maintains an air of mystery that puts anyone with the ill-define …
Could’ve, would’ve, should’ve! It is human nature to look at an investment that has done particularly well and wish you had been invested in it. We all risk being dragged into ‘if only’ mind games: ‘If only I had put £10,000 into Amazon in 2003, I’d be …
We hear a lot about the Bank of Mum and Dad, but what can we offer beyond the chequebook? With two of four children already at university and another making plans for September, Clinton Askew shares some wisdom. You treat this place like a hotel! Well, …
When Jack Bogle passed away earlier this year, the industry lost a visionary who, in the words of Warren Buffett, “helped millions of investors realise far better returns on their savings than they otherwise would have earned.” Refusing to believe the …
Successful wealth management involves long-term planning from the very start. As a parent or grandparent you want to help the next generation and this note sets out a straightforward, highly tax efficient way you can do this while maximising tax allowa …
Chancellor of the Exchequer Philip Hammond has delivered his 2019 Spring Statement amid the uncertainty of Brexit. Please find below the headlines from the Spring Statement. The personal allowance will be raised to £12,500 from April 2019, one year ear …
This week, the founder of Vanguard and investment pioneer Jack Bogle passed away at the age of 89. If you don’t know the name, you should – anyone who’s put money into index funds has benefitted from his groundbreaking ideas. Bogle launched the first i …
With the help of new artist Stephen Wagland, we’re bringing the personal touch back to the company Christmas card. It’s that time of year when the daily collection of envelopes dropping through the letterbox begins to look a bit more interesting. Among …