As dedicated systematic investors [1], we constantly strive to enhance our approach, ensuring it aligns optimally with our financial objectives. In recognition of the inherent unpredictability of short-term market movements, we resist the urge to time …
Nothing stands still for long in the world of Financial Planning. As global markets fluctuate, funds rise and fall, and new investment options come into view, our job at Citywide is to keep abreast of the changes and evaluate what they mean for our cli …
Things go wrong, certainly in business, and as business people we need to plan for those events.
If you had to sum up your business in three short words, do you think you could do it? It’s a challenge that we set ourselves recently at Citywide – and it’s proved to be a really useful and fascinating exercise. As well as helping us distil the very e …
As we go head-first into a new decade, it’s natural to reflect on what’s gone before and look forward to what the next ten years may hold. At the start of the last decade, the world’s financial system was frozen by a lack of liquidity. Fast-forward to …
There’s a scene in Nick Park’s wonderful animation, The Wrong Trousers, in which claymation beagle Gromit, seated atop a speeding model railway, has to rapidly lay out extra lengths of track ahead of himself, just to keep going. If you run your own bus …
In the summer of 2019 Britain baked in some of the hottest temperatures on record. Commuters stayed away from public transport and made the most of the weather by walking to work instead. If that was you, there’s very little about your walk that’s rand …
‘One cannot judge a performance in any given field (war, politics, medicine, investments) by the results, but by the costs of the alternative (i.e. if history played out in a different way).’ Nassim Nicholas Taleb – Fooled by Randomness Waking up to a …
When you pick up a newspaper, check the headlines online or browse social media, it’s not unusual to be confronted with horror stories about people being taken in by scammers and fraudsters. In many cases, people are being fooled into losing huge sums …
What makes a hit? How do brands and their products reach that critical mass that takes them from just doing ok (or not even managing that) to exploding into the public consciousness? In The Tipping Point, Malcom Gladwell unpicks the key ingredients tha …
Part three: Tackle those skeletons in the wardrobe head on Keeping on top of your finances is neither easy nor enjoyable – even if you’re the kind of person who thrives on doing the administration and paperwork, it still takes a lot of time and effort …
UK consumers offered free personal financial planning sessions during CISI Financial Planning Week 7 -11 October #FPWUK #Planwell2livewell UK consumers nationwide are being offered free personal financial planning sessions by CERTIFIED FINANCIAL PLANNE …
Part two: Everyone has some sort of business plan, but what about a personal financial plan? If you run your own business you’ll know that it brings its own rewards, along with a sizeable helping of headaches. Running a business isn’t for the faint-hea …